FOR HOUSTON BUSINESSES

Houston Accounts Receivable Financing for Your Business

American Commercial Capital, LLC, has been helping small- and medium-sized businesses in and around the Houston area grow their profits and reach greater success for over 15 years. Roy Brooks launched the company in 2003 as an alternative funding source for businesses that might be denied traditional small business loans and want to avoid the risk of a merchant cash advance. Today American Commercial Capital is one of the leading accounts receivable financing companies in Texas, helping businesses all over our great state receive quick, risk-free funding when they need it most. In addition to serving Houston businesses, we also work with companies in Dallas, Beaumont, Corpus Christi, Fort Worth, Austin, San Antonio, Port Arthur, and many other Texas cities.

What is accounts receivable financing? How does accounts receivable financing work?

Also known as invoice factoring, accounts receivable financing helps growing businesses overcome cash-flow issues due to slow-paying clients. If your clients are on Net 30, Net 60, or Net 90 terms, it could be some time before you see that money. If your business could get paid immediately on invoices, you would have the cash flow you need to grow your business, tackle payroll funding, hire new employees, restock inventory, or begin new projects and expand. That’s where accounts receivable financing comes in. Your business can sell its accounts receivable (invoices) to American Commercial Capital to get paid right away. No more waiting for 30 days, 60 days, or 90 days for those invoices to be paid.

Upon approval, we will advance 80% of the balance of any invoices within 24 hours. Roy Brooks and our team at American Commercial Capital will even handle collecting on the invoice from your client so that you can focus on what matters—running and growing your business. Once we receive payment from your client, we pay you the remaining balance, minus a small factoring fee. It’s a cash-flow sensitive solution designed to support you and your business.

With your cash-flow unrestricted, your business can fill more orders even more quickly, pay suppliers in a timely manner, replenish product inventory, and fulfill other goals to grow and expand. Receiving immediate cash for invoices allows you to focus on running your business.

Is accounts receivable financing a loan?

No, accounts receivable financing is not a loan. It involves none of the risk associated with small business loans and approval is not contingent upon your business’s credit history. Approval is actually based about the credit-worthiness of your clients—the companies you are billing. It does not require covenants, nor does it saddle your business with debt. American Commercial Capital purchases your invoices from you and allows your business to retain its freedom.

Why should you consider American Commercial Capital for accounts receivable financing?

We offer a completely free, no-risk, no-obligation consultation. There’s no application fee and no long-term contracts. Roy Brooks, owner of American Commercial Capital, has more than two decades of experience in the accounts receivable financing industry and is personally involved in all the day-to-day operations of the company. He even created the proprietary computerized Accounts Receivable Tracking System that American Commercial Capital uses as a cornerstone of its business. Brooks also insists on a hands-on relationship with clients built on rock-solid trust and helping clients reach higher total profits. He’s always just a phone call away.

Some so-called Houston accounts receivable financing companies actually have corporate headquarters in other states and no actual offices in Houston (or even Texas in some cases!). American Commercial Capital, LLC, is a legitimate, BBB-accredited Houston accounts receivable financing company that began in Houston, Texas in 2003 and has remained a local business ever since. That means we have a deep-rooted expertise and insights into the Houston business world that can be instrumental in helping small businesses grow in the unique Houston marketplace.

Do you offer accounts receivable financing to businesses in Texas cities other than Houston?

Yes, we do. Although we’re based in Houston and most of our clients are Houston businesses, we enjoy working with businesses in other Texas cities as well. We prefer that you’re close enough to enjoy a strong, hands-on working relationship, but we have worked with (and continue to work with) businesses in Austin, New Braunfels, Beaumont, San Antonio, Baytown, The Woodlands, Arlington, Port Arthur, Fort Worth, Sugar Land, Round Rock, Corpus Christi, Dallas, and Conroe. No matter where your business is based, it can’t hurt to reach out.

How can I learn more about accounts receivable financing or get a quote for my business?

If you want to learn more about how cashflow-sensitive accounts receivable financing can help your business, give us a call at 713-227-3863 or fill out our form for a free quote customized for your business. There’s zero obligation, so get in touch today. We look forward to hearing from you and discussing how we can help your business thrive.