HOUSTON INVOICE FACTORING

Jumpstart Your Small-Business Cash Flow with Instant Funding

As one of the premiere factoring companies in Houston, Texas, American Commercial Capital, LLC, has been helping small businesses in and around the greater Houston area grow and succeed for the past 15 years. Roy Brooks started the company in 2003 as an alternative source of funding for businesses that may have been denied traditional small business loans and don’t want to take on the high risk of a merchant cash advance. American Commercial Capital’s invoice factoring program is fast and risk-free. Compared to other Texas factoring companies, we have a high rate of acceptance for growing small businesses in Houston, San Antonio, Dallas, Austin, Fort Worth, Beaumont, Port Arthur, Corpus Christi, and other Texas cities.

What is invoice factoring? How does invoice factoring work?

The basics of invoice factoring are simple. An otherwise successful and growing small business may run into cash-flow issues due to slow-paying clients on Net 30, Net 60, or Net 90 terms. If the business could only get paid immediately, they would have the cash flow necessary to grow and expand, hire new employees, handle payroll funding, replenish inventory, or start new projects. That’s where invoice factoring can help. The small business can sell its accounts receivable (invoices) to an invoice factoring company such as American Commercial Capital to get paid right away.

American Commercial Capital will advance 80% of the value of any invoices within 24 hours of approval. Roy Brooks and his team will even collect on the invoice from your client so that you can focus on running and growing your business. Once the payment from the client is collected, American Commercial Capital pays you the remaining balance, minus a small factoring fee. It’s a cash-flow sensitive solution designed to give you the support and freedom to succeed.

With its cash-flow unrestricted, a small business can pay suppliers on time, fill more orders in a timely manner, purchase new inventory of products, and accomplish other goals to grow and expand. Getting immediate cash for invoices allows you to focus on what you do best.

Is invoice factoring a loan?

No, invoice factoring is not a loan. Also known as accounts receivable financing, invoice factoring comes with none of the risk involved with small business loans and approval is not based on your business’s credit history — approval is based on the credit-worthiness of your clients or customers. It also does not require covenants or hamper your business with debt that must be paid back with interest. American Commercial Capital buys your invoices outright and lets your business retain its freedom.

Why should you consider American Commercial Capital for invoice factoring?

American Commercial Capital specializes in invoice factoring for staffing companies, construction, machine shops, manufacturing companies, I/T companies, and accounting firms. We provide free consultation, no application fee, and require no long-term contracts. It’s a completely cash-flow sensitive solution built on supporting the success of your business.

Roy Brooks, owner of American Commercial Capital, has over 20 years of experience in the invoice factory industry and is fully involved in the company’s marketing, credit assessment, and day-to-day operations. He even created the proprietary computerized Accounts Receivable Tracking System that American Commercial Capital uses as a cornerstone of its operations. Brooks insists on a strong, hands-on relationship with clients centered on complete client satisfaction and helping clients reach higher total profits. Your success is our primary goal.

Unlike some so-called Houston invoice factoring companies that have corporate headquarters in other states, American Commercial Capital, LLC, is a bona fide Houston factoring company started from the ground up in Houston, Texas in 2003 and it remains a local operation. We have the knowledge and expertise regarding the Houston business world that can be important in helping small businesses grow and succeed in the highly competitive Houston marketplace.

Do you offer invoice factoring to businesses in Texas cities other than Houston?

Absolutely. We’re based in Houston, but we know Texas very well. We just prefer that your business be close enough so that we can meet face to face and enjoy a strong, hands-on working relationship as we strive to help you reach higher profits via invoice factoring. Houston is our home, but we have helped businesses in many nearby Texas cities including San Antonio, Dallas, Austin, Fort Worth, Beaumont, Port Arthur, Corpus Christi, The Woodlands, Sugar Land, Baytown, Conroe, New Braunfels, Arlington, and Round Rock.

How can I learn more about invoice factoring or get a quote for my business?

If you want to learn more about how cashflow-sensitive invoice factoring can help your business, give us a call at 713-227-3863 or fill out our form for a free, no-obligation quote customized for your business.